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Important Messages
This moratorium was lifted MORATORIUM posted on 03/16/2026 at 03:43 PM Effective Date: 03/15/2026, Expiry Date: 03/15/2026 Binding Suspension Update Storm Ian, Florida Please read carefully and note that any exception to this suspension requires approval from Home Office. Effective 3/16/2026 the New Business Moratorium in Florida is revised as follows: Open on an admitted basis for all lines of business per current underwriting guidelines with the exception of the following: In the Southeast Counties, remain closed for: New Flood exposures. In Southwest Counties, remain closed for: New House forms with wind; New Flood exposures. Monroe County remains closed for all lines of business. In Monroe and for House forms in Southwest Counties, E&S will be an option for certain risks. E&S business must be submitted, and each exposure will be evaluated for acceptability and appropriate terms & conditions. (Automobile and Rec Marine are ineligible for E & S.) Southeast Counties: Brevard, Broward, Indian River, Martin, Miami-Dade, Palm Beach, St. Lucie * Southwest Counties: Charlotte, Collier, Hillsborough, Lee, Manatee, Pasco, Pinellas, Sarasota This suspension applies to any new business, increase in coverage or exposure, and decrease in deductible. We will send an update once this suspension has been changed or lifted. Until then, we appreciate your understanding and cooperation during this period of heightened risk. Please contact your local field representative if you have any additional questions.
MORATORIUM posted on 08/22/2025 at 11:10 AM Effective Date: 08/22/2025, Expiry Date: Binding Suspension Flat Fire, Oregon Please read carefully and note that any exception to this suspension requires approval from Home Office. Effective 8/22/2025, we are suspending all quoting, binding, and issuance of New Lines and Endorsements for all lines of business in the following Oregon Zip Code: 97730 This suspension applies to any new business, increase in coverage or exposure, and decrease in deductible. We will send an update once this suspension has been changed or lifted. Until then, we appreciate your understanding and cooperation during this period of heightened risk. Please contact your local field representative if you have any additional questions.
MORATORIUM posted on 03/03/2025 at 01:12 PM Effective Date: 03/03/2025, Expiry Date: Binding Suspension: Wildfire Activity Covington Drive Fire South Carolina Please read carefully and note that any exception to this suspension requires approval from Home Office. Effective3/3/2025, we are suspending all quoting, binding, and issuance of New Lines and Endorsements for all lines of business in these South Carolina Zip Codes: 29526 29577 29579 This suspension applies to any new business, increase in coverage or exposure, and decrease in deductible. We will send an update once this suspension has been changed or lifted. Until then, we appreciate your understanding and cooperation during this period of heightened risk. Please contact your local field representative if you have any additional questions.
MORATORIUM posted on 01/16/2025 at 10:20 AM Effective Date: 01/10/2025, Expiry Date: Palisades Fire – California Please read carefully and note that any exception to this suspension requires approval from Home Office. Please be advised we are updating this suspension. Effective 1/16/2025, we are suspending all quoting, binding, and issuance of New Lines and Endorsements For all lines of business in the following California zip codes. 91356 91436 Effective 1/7/2025, we continue to suspend all quoting, binding, and issuance of New Lines and Endorsements for all lines of business in the following California zip codes. 90049 90265 90272 90402 Effective 1/8/2025, we continue to suspend all quoting, binding, and issuance of New Lines and Endorsements For all lines of business in the following California zip code. 90290 This suspension applies to any new business, increase in coverage or exposure, and decrease in deductible. We will send an update once this suspension has been changed or lifted. Until then, we appreciate your understanding and cooperation during this period of heightened risk. Please contact your local field representative if you have any additional questions. Wildfire activity Palisades Fire, California Please read carefully and note that any exception to this suspension requires approval from Home Office. Effective 1/7/2025, we are suspending all quoting, binding, and issuance of New Lines and Endorsements for all lines of business in the following California zip code. 90272 This suspension applies to any new business, increase in coverage or exposure, and decrease in deductible. We will send an update once this suspension has been changed or lifted. Until then, we appreciate your understanding and cooperation during this period of heightened risk. Please contact your local field representative if you have any additional questions.
MORATORIUM posted on 07/08/2024 at 11:34 AM Effective Date: 07/08/2024, Expiry Date: Pioneer Fire – Washington Please read carefully and note that any exception to this suspension requires approval from Home Office. Effective 7/8/2024, we are suspending all quoting, binding, and issuance of New Lines and Endorsements for all lines of business in the following Washington zip code: 98852 This suspension applies to any new business, increase in coverage or exposure, and decrease in deductible. We will send an update once this suspension has been changed or lifted. Until then, we appreciate your understanding and cooperation during this period of heightened risk. Please contact your local field representative if you have any additional questions.
MORATORIUM posted on 12/11/2023 at 11:52 AM Effective Date: 12/11/2023, Expiry Date: NEW SUSPENSION: South Fire, Santa Paula CA Please read carefully and note that any exception to this suspension requires approval from Home Office. Effective 12/11/2023, we are suspending all quoting, binding, and issuance of New Lines and Endorsements for all lines of business in the following California zip code: 93066 This suspension applies to any new business, increase in coverage or exposure, and decrease in deductible. We will send an update once this suspension has been changed or lifted. Until then, we appreciate your understanding and cooperation during this period of heightened risk. Please contact your local field representative if you have any additional questions.
MORATORIUM posted on 07/12/2023 at 11:55 AM Effective Date: 07/12/2023, Expiry Date: Binding Suspension Rolling Hills Est CA Rolling Hills Est California Landslide - Please read carefully and note that any exception to this suspension requires approval from Home Office. Effective 7/11/2023, we are suspending all quoting, binding, and issuance of New Lines and Endorsements for all lines of business in this California zip code: 90274 This suspension applies to any new business, increase in coverage or exposure, and decrease in deductible. We will send an update once this suspension has been changed or lifted. Until then, we appreciate your understanding and cooperation during this period of heightened risk. Please contact your local field representative if you have any additional questions.
Long Bend Fire – Oregon Please read carefully and note that any exception to this suspension requires approval from Home Office. Effective 6/24/2024, we are suspending all quoting, binding, and issuance of New Lines and Endorsements for all lines of business in the following Oregon zip code: 97037 This suspension applies to any new business, increase in coverage or exposure, and decrease in deductible. We will send an update once this suspension has been changed or lifted. Until then, we appreciate your understanding and cooperation during this period of heightened risk. Please contact your local field representative if you have any additional questions.