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Important Messages
MORATORIUM posted on 07/20/2026 at 04:10 PM Effective Date: 07/20/2026, Expiry Date: Binding Suspension-Tropical Depression Two MS Please read carefully and note that any exception to this suspension requires approval from Home Office. Effective 07/20/2026, we are suspending all quoting, binding, and issuance of New Lines and Endorsements for all lines of business in the following Mississippi counties: Hancock Harrison Jackson This suspension applies to any new business, increase in coverage or exposure, and decrease in deductible. We will send an update once this suspension has been changed or lifted. Until then, we appreciate your understanding and cooperation during this period of heightened risk. Please contact your local field representative if you have any additional questions.
MORATORIUM posted on 07/20/2026 at 04:09 PM Effective Date: 07/20/2026, Expiry Date: Binding Suspension-Tropical Depression 2 Louisiana Please read carefully and note that any exception to this suspension requires approval from Home Office. Effective 07/20/2026, we are suspending all quoting, binding, and issuance of New Lines and Endorsements for all lines of business in the following Louisiana counties: Acadia Allen Ascension Assumption Beauregard Calcasieu Cameron East Baton Rouge East Feliciana Evangeline Iberia Iberville Jefferson Jefferson Davis Lafayette Lafourche Livingston Orleans Plaquemines Pointe Coupee St. Bernard St. Charles St. Helena St. James St. John The Baptist St. Landry St. Martin St. Mary St. Tammany Tangipahoa Terrebonne Vermilion Washington West Baton Rouge West Feliciana This suspension applies to any new business, increase in coverage or exposure, and decrease in deductible. We will send an update once this suspension has been changed or lifted. Until then, we appreciate your understanding and cooperation during this period of heightened risk. Please contact your local field representative if you have any additional questions.
MORATORIUM posted on 07/20/2026 at 04:06 PM Effective Date: 07/20/2026, Expiry Date: Binding Suspension-Tropical Depression Two Florida Please read carefully and note that any exception to this suspension requires approval from Home Office. Effective 07/20/2026, we are suspending all quoting, binding, and issuance of New Lines and Endorsements for all lines of business in the following Florida counties: Bay Escambia Franklin Gulf Okaloosa Santa Rosa Wakulla Walton This suspension applies to any new business, increase in coverage or exposure, and decrease in deductible. We will send an update once this suspension has been changed or lifted. Until then, we appreciate your understanding and cooperation during this period of heightened risk. Please contact your local field representative if you have any additional questions.
MORATORIUM posted on 07/20/2026 at 04:04 PM Effective Date: 07/20/2026, Expiry Date: Binding Suspension-Tropical Depression Two Alabama Please read carefully and note that any exception to this suspension requires approval from Home Office. Effective 07/20/2026, we are suspending all quoting, binding, and issuance of New Lines and Endorsements for all lines of business in the following Alabama counties: Baldwin Mobile This suspension applies to any new business, increase in coverage or exposure, and decrease in deductible. We will send an update once this suspension has been changed or lifted. Until then, we appreciate your understanding and cooperation during this period of heightened risk. Please contact your local field representative if you have any additional questions.
MORATORIUM posted on 07/17/2026 at 10:45 AM Effective Date: 07/17/2026, Expiry Date: Binding Suspension Elk Fire, Colorado Please read carefully and note that any exception to this suspension requires approval from Home Office. Effective 07/17/2026, we are suspending all quoting, binding, and issuance of New Lines and Endorsements for all lines of business in the following Colorado zip code: 81235 This suspension applies to any new business, increase in coverage or exposure, and decrease in deductible. We will send an update once this suspension has been changed or lifted. Until then, we appreciate your understanding and cooperation during this period of heightened risk. Please contact your local field representative if you have any additional questions.
This moratorium was lifted MORATORIUM posted on 07/20/2026 at 04:11 PM Effective Date: 07/13/2026, Expiry Date: 07/19/2026 LIFTED: Binding Suspension B and O Fire Okanogan, WA Please be advised we are lifting this suspension. Effective 7/20/2026, you may resume all quoting, binding, and issuance of New Lines and Endorsements for all lines of business in the following Washington zip code: 98840 We appreciate your understanding and cooperation. Please contact your local field representative if you have any additional questions. ==================================================== Binding Suspension B and O Fire Okanogan, WA Please read carefully and note that any exception to this suspension requires approval from Home Office. Effective 7/10/2026, we are suspending all quoting, binding, and issuance of New Lines and Endorsements for all lines of business in the following Washington zip code: 98840 This suspension applies to any new business, increase in coverage or exposure, and decrease in deductible. We will send an update once this suspension has been changed or lifted. Until then, we appreciate your understanding and cooperation during this period of heightened risk. Please contact your local field representative if you have any additional questions.
MORATORIUM posted on 07/13/2026 at 09:36 AM Effective Date: 07/13/2026, Expiry Date: Binding Suspension Quarry Road Fire, NC Please read carefully and note that any exception to this suspension requires approval from Home Office. Effective 7/13/2026, we are suspending all quoting, binding, and issuance of New Lines and Endorsements for all lines of business in the following North Carolina zip codes: 28462 28469 28470 This suspension applies to any new business, increase in coverage or exposure, and decrease in deductible. We will send an update once this suspension has been changed or lifted. Until then, we appreciate your understanding and cooperation during this period of heightened risk. Please contact your local field representative if you have any additional questions.
MORATORIUM posted on 07/07/2026 at 09:47 AM Effective Date: 07/07/2026, Expiry Date: Binding Suspension Claremont Fire Boise Idaho Please read carefully and note that any exception to this suspension requires approval from Home Office. Effective 7/7/2026, we are suspending all quoting, binding, and issuance of New Lines and Endorsements for all lines of business in the following Idaho zip codes: 83702 83712 This suspension applies to any new business, increase in coverage or exposure, and decrease in deductible. We will send an update once this suspension has been changed or lifted. Until then, we appreciate your understanding and cooperation during this period of heightened risk. Please contact your local field representative if you have any additional questions.
MORATORIUM posted on 07/06/2026 at 10:57 AM Effective Date: 06/30/2026, Expiry Date: UPDATE: Binding Suspension Aspen Acres Fire Colorado Please read carefully and note that any exception to this suspension requires approval from Home Office. Please be advised we are updating this suspension. Effective 7/6/2026, we are suspending all quoting, binding, and issuance for New Lines and Endorsements for all lines of business in the following additional Colorado zip codes: 81019 81069 Effective 06/30/2026, we continue to suspend all quoting, binding, and issuance of New Lines and Endorsements for all lines of business in the following Colorado zip code: 81023 This suspension applies to any new business, increase in coverage or exposure, and decrease in deductible. We will send an update once this suspension has been changed or lifted. Until then, we appreciate your understanding and cooperation during this period of heightened risk. Please contact your local field representative if you have any additional questions. ==================================================== Binding Suspension Aspen Acres Fire Colorado Please read carefully and note that any exception to this suspension requires approval from Home Office. Effective 06/30/2026, we are suspending all quoting, binding, and issuance of New Lines and Endorsements for all lines of business in the following Colorado zip code: 81023 This suspension applies to any new business, increase in coverage or exposure, and decrease in deductible. We will send an update once this suspension has been changed or lifted. Until then, we appreciate your understanding and cooperation during this period of heightened risk. Please contact your local field representative if you have any additional questions.
This moratorium was lifted MORATORIUM posted on 07/20/2026 at 04:12 PM Effective Date: 06/29/2026, Expiry Date: 07/19/2026 LIFTED: Binding Suspension Pocket Fire, Arizona Please be advised we are lifting this suspension. Effective 7/20/2026, you may resume all quoting, binding, and issuance of New Lines and Endorsements for all lines of business in the following Arizona code: 86336 We appreciate your understanding and cooperation. Please contact your local field representative if you have any additional questions. =============================================== Binding Suspension Pocket Fire, Arizona Please read carefully and note that any exception to this suspension requires approval from Home Office. Effective 6/29/2026, we are suspending all quoting, binding, and issuance of New Lines and Endorsements for all lines of business in the following Arizona zip code: 86336 This suspension applies to any new business, increase in coverage or exposure, and decrease in deductible. We will send an update once this suspension has been changed or lifted. Until then, we appreciate your understanding and cooperation during this period of heightened risk. Please contact your local field representative if you have any additional questions.
MORATORIUM posted on 06/29/2026 at 12:24 PM Effective Date: 06/29/2026, Expiry Date: Binding Suspension Gold Mountain Fire, Colorado Please read carefully and note that any exception to this suspension requires approval from Home Office. Effective 6/29/2026, we are suspending all quoting, binding, and issuance of New Lines and Endorsements for all lines of business in the following Colorado zip codes: 81427 81432 This suspension applies to any new business, increase in coverage or exposure, and decrease in deductible. We will send an update once this suspension has been changed or lifted. Until then, we appreciate your understanding and cooperation during this period of heightened risk. Please contact your local field representative if you have any additional questions.
MORATORIUM posted on 08/22/2025 at 11:10 AM Effective Date: 08/22/2025, Expiry Date: Binding Suspension Flat Fire, Oregon Please read carefully and note that any exception to this suspension requires approval from Home Office. Effective 8/22/2025, we are suspending all quoting, binding, and issuance of New Lines and Endorsements for all lines of business in the following Oregon Zip Code: 97730 This suspension applies to any new business, increase in coverage or exposure, and decrease in deductible. We will send an update once this suspension has been changed or lifted. Until then, we appreciate your understanding and cooperation during this period of heightened risk. Please contact your local field representative if you have any additional questions.
MORATORIUM posted on 01/16/2025 at 10:20 AM Effective Date: 01/10/2025, Expiry Date: Palisades Fire – California Please read carefully and note that any exception to this suspension requires approval from Home Office. Please be advised we are updating this suspension. Effective 1/16/2025, we are suspending all quoting, binding, and issuance of New Lines and Endorsements For all lines of business in the following California zip codes. 91356 91436 Effective 1/7/2025, we continue to suspend all quoting, binding, and issuance of New Lines and Endorsements for all lines of business in the following California zip codes. 90049 90265 90272 90402 Effective 1/8/2025, we continue to suspend all quoting, binding, and issuance of New Lines and Endorsements For all lines of business in the following California zip code. 90290 This suspension applies to any new business, increase in coverage or exposure, and decrease in deductible. We will send an update once this suspension has been changed or lifted. Until then, we appreciate your understanding and cooperation during this period of heightened risk. Please contact your local field representative if you have any additional questions. Wildfire activity Palisades Fire, California Please read carefully and note that any exception to this suspension requires approval from Home Office. Effective 1/7/2025, we are suspending all quoting, binding, and issuance of New Lines and Endorsements for all lines of business in the following California zip code. 90272 This suspension applies to any new business, increase in coverage or exposure, and decrease in deductible. We will send an update once this suspension has been changed or lifted. Until then, we appreciate your understanding and cooperation during this period of heightened risk. Please contact your local field representative if you have any additional questions.
MORATORIUM posted on 07/08/2024 at 11:34 AM Effective Date: 07/08/2024, Expiry Date: Pioneer Fire – Washington Please read carefully and note that any exception to this suspension requires approval from Home Office. Effective 7/8/2024, we are suspending all quoting, binding, and issuance of New Lines and Endorsements for all lines of business in the following Washington zip code: 98852 This suspension applies to any new business, increase in coverage or exposure, and decrease in deductible. We will send an update once this suspension has been changed or lifted. Until then, we appreciate your understanding and cooperation during this period of heightened risk. Please contact your local field representative if you have any additional questions.
MORATORIUM posted on 12/11/2023 at 11:52 AM Effective Date: 12/11/2023, Expiry Date: NEW SUSPENSION: South Fire, Santa Paula CA Please read carefully and note that any exception to this suspension requires approval from Home Office. Effective 12/11/2023, we are suspending all quoting, binding, and issuance of New Lines and Endorsements for all lines of business in the following California zip code: 93066 This suspension applies to any new business, increase in coverage or exposure, and decrease in deductible. We will send an update once this suspension has been changed or lifted. Until then, we appreciate your understanding and cooperation during this period of heightened risk. Please contact your local field representative if you have any additional questions.
MORATORIUM posted on 07/12/2023 at 11:55 AM Effective Date: 07/12/2023, Expiry Date: Binding Suspension Rolling Hills Est CA Rolling Hills Est California Landslide - Please read carefully and note that any exception to this suspension requires approval from Home Office. Effective 7/11/2023, we are suspending all quoting, binding, and issuance of New Lines and Endorsements for all lines of business in this California zip code: 90274 This suspension applies to any new business, increase in coverage or exposure, and decrease in deductible. We will send an update once this suspension has been changed or lifted. Until then, we appreciate your understanding and cooperation during this period of heightened risk. Please contact your local field representative if you have any additional questions.
Long Bend Fire – Oregon Please read carefully and note that any exception to this suspension requires approval from Home Office. Effective 6/24/2024, we are suspending all quoting, binding, and issuance of New Lines and Endorsements for all lines of business in the following Oregon zip code: 97037 This suspension applies to any new business, increase in coverage or exposure, and decrease in deductible. We will send an update once this suspension has been changed or lifted. Until then, we appreciate your understanding and cooperation during this period of heightened risk. Please contact your local field representative if you have any additional questions.